Mehrsa Baradaran studies how banking law affects underserved communities, with a focus on expanding financial access through postal banking. As a professor of law at the University of California, Irvine, she researches the intersection of financial policy and racial wealth gaps.

Baradaran has proposed a "Black New Deal" as a comprehensive approach to addressing systemic financial inequality. Her work provides audiences with frameworks for understanding how financial institutions can better serve marginalized communities.